Learn How Marital Status Can Affect Your Financial Aid

The significance of your marital status in the financial aid process has a lot to do with whether or not you can claim dependent or independent status on the FAFSA. If you are married, regardless of age, you will have independent status when the government calculates your ability to afford college. Below youll see situations in which marriage can have a positive or a negative effect on your financial aid: Situations in which Marriage Improves Your Financial Aid Eligibility Marriage will usually have a positive impact on your financial aid eligibility if you are under 24 years of age and your spouse does not have high income. This is because you can then claim independent status, and your parents income and assets will not be considered in your financial aid calculations. Your spouses income, however, will be considered.If you are 24 years of age or older, you will have independent status whether married or not. Here again, your marital status will be a benefit assuming your spouses income is relatively low. Situations in Which Marriage Lessens Your Financial Aid Eligibility Marriage will often have a negative impact on your financial aid reward if you are 24 or over and your spouse has significant income. The reasons for this are two-fold: if you are 24 or over, you are considered to have independent status for financial aid. Thus, only your own income and assets are used to calculate your financial aid eligibility. If, however, you are married, your spouses income will be part of the calculations.If you are under 24 and from a family with modest income, your spouses income will determine whether or not marrying helps or hurts you. In general, the higher your spouses income, the less aid you will receive.If your parents dont have high income and they are supporting several other dependents, it is quite possible that your financial aid eligibility will actually decrease when you get married. This is especially true if you have brothers or sisters who are also in college. In a situation such as this, your parents qualify for significant financial aid, and that could actually decrease if you have independent status. This can be true even if your spouse doesnt have high income.   More Issues to Consider Related to Marital Status If you submit your FAFSA when you are single but then you marry, you can submit an update to the form so that your ability to pay for college is accurately reflected by the government calculations.You can submit a change to your FAFSA should you or your spouse lose your income or have a reduction in income during the academic year.You need to report your financial information and your spouses information on the FAFSA even if you file taxes separately.  Keep in mind that you and your spouses assets, not just your income, are used to calculate your aid eligibility. Thus, even if you and your spouse have low income, you might find that your expected contribution is high if you or your spouse has significant savings, real estate holdings, investments, or other assets.

The Five Most Important Things You Can Do for the Environment

If you feel you’re not doing enough for the environment by replacing your incandescent light bulbs with CFL or LED lights and composting your kitchen garbage, maybe you’re ready to make a deeper commitment to environmental stewardship. Some of these strategies may seem a little radical, but they are among the most valuable actions you can take to protect and preserve Earth’s environment. †¢ Have Fewer Children—or None Overpopulation is arguably the world’s most serious environmental problem, because it exacerbates all of the others. The global population grew from 3 billion in 1959 to 6 billion in 1999, an increase of 100 percent in just 40 years. According to current projections, the world population will expand to 9 billion by 2040,†¦show more content†¦Ã¢â‚¬ ¢ Conserve Energy—and Switch to Renewable Energy Walk, bike and use public transportation more. Drive less. Not only will you be healthier and help to preserve precious energy resources, you’ll also save money. According to a study by the American Public Transportation Association, families that use public transportation can reduce their household expenses by $6,200 annually, more than the average U.S. household spends on food every year. There are dozens of other ways you can conserve energy—from turning off lights and unplugging appliances when they are not in use, to substituting cold water for hot whenever practical and weather stripping your doors and windows, to not overheating or overcooling your home and office. One way to start is to get a free energy audit from your local utility. Whenever possible, choose renewable energy over fossil fuels. 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A Description of My Bedroom Essay Example For Students

A Description of My Bedroom Essay An empty bedroom is like a blank canvas and the person who inhabits the bedroom is the artist. This artist sets up their room according to their unique likes, style, and personality. Everything in their room helps define the artist as a person. You could learn so much about a person by just taking a look inside of their room. You can easily tell which door leads to my bedroom because if the way it looks. Its not your average, ordinary door. Its special. My door is white with violet polka dots all over it. It has my name smack in the middle with bright, bold, sparkly purple letters. Beneath my name is a small collage of pictures of me with my family and friends , followed by one of my favorite quotes It is not what we have but who we have in our lives that counts.   . Once opening the door, you catch a quick glimpse of my violet and white striped room. Each wall is different. The wall behind my bed is violet with 2 white stripes, one thick stripe and one skinnier stripe on top of it. The wall opposite to it is the same. The wall right next to it is white with stripes just like the one next to it except the stripes are violet. Right after entering my room, to your left you will find my bathroom. The first thing that you notice when entering my bathroom is that its a dark purple color. To the left you will see my a big oval mirror above my sink. My sink has a lavender toothbrush and soap container on top of it, to the left of my sink is a white cabinet in which I keep all of my face wash and other hygiene products. To the right of the sink is my lavender covered toilet. On top of the toilet cap thing are dark purple, scented candles on top of a small, silky lavender cloth. Above the toilet is a towel rack that holds 3 dark purple towels. To the right of the toilet is my bath. My bath has , you guessed it, a dark purple shower curtain with white polka dots on it. Inside my bath, I have my shampoo, body wash and purple loofa rack. Getting out if the bath, to the right you will see 3 pictures of Daisies, all different sizes. 1 big , 1 medium and 1 small in that order. On the bathroom door I have a little a hanger that holds up my violet colored bathroom robe. On the floor I have 3 fluffy rugs, also a dark purple color. There is a small one under the sink, another one under the toilet, and a longer one under the bath. Once exiting the bathroom, to your left you will see my t. v cabinet. I have a 32   black plasma t. v, this was a birthday present given to me on my 15th birthday. The cabinet that holds the t. v is white. Inside the cabinet there is a VCR/DVD player. To the right of the VCR/DVD player is my Wii console. This was a Christmas present given to me and my younger sister in 2009. Back then me and my sister used to use to play games but as the years go by mostly just use it to watch movies and shows on Netflix. To the left of the VCR/DVD player there are two compartments. A higher and a lower compartment. On the higher compartment there are my DVD movies and some of my old Wii games. The lower compartment contains my VCR movies. Above my t. v and the cabinet are four colored cubes that hang on the wall. The cubes have an opening in the middle which allows them to hold stuff in the middle of them. Two of the cubes are purple and the two there cubes are white. On the wall they are arranged a certain way. One white cube is placed at a slightly high level, a purple cube is next to it but below it. The other white cube is placed above the previous purple one and it is about the same height as the first white cube. The last purple cube is placed under the last white cube. Inside of the first cube I put a small purple pot with fake daisies on it to add a plant to the room even if it was fake. Inside the second cube I put five books. Those four books are my al time favorite books written by my favorite author, John Green. The books are Looking for Alaska  , The Fault in Our Stars  , An Abundance of Katherines  , Paper Towns  , and Will Grayson, Will Grayson  . Inside the third cube I put three scented candles, two small purple candles and one medium sized white candle. The small purple candles have a lavender scent and the medium sized candle has a vanilla bean scent. The candles are arranged in the order of; purple, white, purple. Inside of the fourth and last cube I placed two small teddy bears given to me by my best friend on valentines day. To the left of t. v cabinet is my closet. I have a four door white closet. Each closet door has a princess mirror in the middle. The border of each of the mirrors are violet. On the outline of the door frame there are purple christmas lights going all around the closet. The reason for these lights is simply because I like to look at them at night when my room is dark because they make the room look so dark but yet so beautiful. To the right of my closet there is a window with a window seat. My curtains are made up of a sparkly, violet cloth. My window couch is violet with two sets of white and purple striped pillows and cushions. The furniture part of the couch is white. The furniture has 2 medium sized drawers. The painted the little ball handles violet to go with the rest of my room. 12 Angry Men: Influence Of Surroundings EssayTo the right of the candle holder is my bed. I have a white queen sized bed. My bed has a thin blanket on the bottom which is a plain violet color. On top of that blanket is a much thicker blanket with a purple and white stripe pattern. There is a total of seven pillows on it. The two main pillow are medium sized with silky purple covers. Another set of pillows are about the same size. These pillows have purple and white stripes. There is also a set of two round small pillows those pillows are plain purple with little fringes on the circumference of the pillow. The last pillow is a long shaped pillow that has purple and white stripes. Above the bed on the wall are four pictures. The four pictures all form one big picture. Its like they got one big picture and cut it into four different pieces. the pictures are evenly spread out from each other but directly in the middle of the wall. The main picture is a painting of purple colored daisies. Overhead on the ceiling is a long, thin and sparkly cloth that swirls over the bed. To the right of the bed is another cabinet just like the one to the left of the bed. Its white with purple handles. On top of the cabinet is another lamp also like the previous one. Its base is white and the shade or cover, however you want to call it, is purple with small purple jewel fringes. Above the cabinet, on the wall, is a candle holder just like the last one. On top of the candle holder are three small candles. The candle to the left is purple. The candle in the middle is lavender and the candle on the right is white. To the right of cabinet is the corner is my dresser. My dresser is large and it is of a white color. The dresser has 6 separate drawers. Each of the handles on the drawers are painted purple. On top of the dresser I put a long violet cloth that runs through the middle of the dresser. I put the cloth there so that when I put something heavy or edgy on top, it wont scratch or harm the wood of the dresser. To the left, on the drawer I have a jewelry stand. This jewelry stand is violet and it looks like a tree with branches stretching out. In the middle of the dresser I put a small black jewelry box. This jewelry box was given to me by my grandma on my 6th birthday. I have kept it with me ever since. When opened, the jewelry box plays a soothing tune while a ballerina in the middle twirls and spins around. Inside of the box I have rings and delicate necklaces. To the right of the box there is single, large, sparkly purple candle. To the right of my drawer is my computer desk. The computer desk is white. It has four drawers. Just like my cabinet and dresser, the drawer handles are also painted purple. All the handles of all the drawers are painted purple because i wanted my whole room to match. The top drawer is long, its where I keep discs and hard drives. To the right of that drawer are the other three of the drawers. Inside those drawers are where I keep notebooks, folders, old homework and other important papers of mine. On top of the desk is my laptop in the middle. My laptop has a purple and white stripped cover. To the far upper right corner of the desk I have a pencil holder which I use to hold all my writing utensils. To the far upper left hand corner I have a small lamp. The lamp has a paisley pattern on the shade of the lamp. The base of the lamp is purple. Overhead, on the wall in front of the desk I have a medium sized memo board and a medium sized whiteboard next to each other to keep me reminded of homework that I have due, upcoming doctor appointments, and other important things. My computer chair is a purple with black wheelie chair. The chair has cushioning on the back rest and on the seat. On the back rest it has like a squared pattern and where each of the corners of the squares meet there are little silver diamond like rhinestones. Under the computer desk is my little trash bin. My trash bin is purple with a white rim on top. In my room I also have two large rugs. The rugs are purple and fluffy. One of them is placed right in the middle of the room and the other is placed beside my bed, next to where i keep my slippers. In the middle of my room, on the ceiling, there is a white fan. Like I said in the beginning , an artist creates or models their rooms to their likes and to go with their personalities. I myself am an artist who has created my room to be extremely color organized. I set up my room to where everything in there is mostly just three colors and everything matches. I designed a room where anyone could walk in it and be able to describe what kind of person I am, what I like and what my personality is. My room is an artwork created by me.

Urbanization As A Social Problem Essays - Human Geography

Urbanization As A Social Problem Urbanization as a Social Problem How is urbanization negatively effecting our society? The answer to this question is not a simple one. This essay will not only break down the problems of urbanization in the United States, but it will also tell you some of the attempts made to fix the problem and give some solutions as to how it could possibly be solved in the future. Also when answering this question one must understand that urbanization, can not be stopped, but only contained in a manner that will help the United States to function better as a country. The more densely populated and more heterogeneous a community is, the more accentuated characteristics can be associated with urbanism. Urbanism causes decrease in per capita, and promotes urban violence, political instability, crime and aggressive behavior. Rapid population growth in urban areas also perpetuates poverty. Another major issue being created by this social problem is the breaking of the traditional family structure. Our cities are not working well! Sanitation, safety, transportation, housing, education and even electricity are failing. These are all responsibilities of the government or it is at least their job to regulate these services deemed to be monopolies. And it is a known fact that monopolies deem toward inefficiency. Functionalist look at our cities as a means to profit. Cities are a place where everybody visits, and therefor vendors can raise their prices and profit more on their products. For example, from my own personal experience, I bought a pack of cigarettes for $3.00 at my local gas station, and when I visited inner city Orlando, I bought the same brand of cigarettes for $4.00. This is just a minor example, and most of the residents in an urban area are in poverty and have trouble affording the $3.00 pack if they smoke much less adding a dollar to the already ridiculous cost. In the United States, the breaking of the traditional family structure is an issue that has become increasingly noticeable in recent years, particularly in urbanized areas. The traditional, mom and dad, and children are rarely seen in the inner cities any more. There is a weakened bond of kinship, and declining social family significance as America has transferred industrial, educational and recreational activities to specialized institutions outside of the home. It is depriving families of their most characteristic, historical functions. While individuals pursue their own diverging interests in their educational, vocational, religious and recreational life. With divorce rates rising, delinquency is also becoming more of a problem than before. With single parent families, children lack in the authority department due to the lack of the amount of time their parents have free to raise them. These specialized institutions often help, but can not replace the role of a child's guardian. As long as the divorce rate continues to increase, delinquency will continue to increase in these areas as well. The density of people reinforces effect of numbers in diversifying people and their activities and increasing the complexity of the social structure. The variations of people give rise to segregation of people by race, religious practices, ethnic heritage, as well as economic and social status. Segregation often creates much tension and prejudice between social groups. This can cause physical or mental damage to individuals or society, which means that sometimes people may permanently suffer before any action is taken to solve the problem because the delay in action is most often the result of people underestimating the problems. As for racism and segregation, there is not much that can be done to fix these problems. Individuals will always have their own opinions no matter how ignorant, and the only thing we can do is to hope that these problems die out as we desegregate our communities. People will choose their destination or place of residence according to many different ideals and needs, for example what fits their budget. Political pathology and population growth is closely related because of the population change and this change carries with it a high likelihood of social disruption. Government assumes major responsibility for development attempting to meet rapidly increasing demands for education, housing, agriculture and industrial development, transportation and employment. The government's budget is not distributed equally mainly due